Reality Fair provides teens with financial experience

As students entered the ‘Imiloa Astronomy Center’s Moanahoku Hall on Nov. 4, they were handed their new identity and sent off to experience a simulated “real world” during the HFS Federal Credit Union Reality Fair.

Students were given a career, salary, spouse (for most), a child and even debt to get started.


Then they were tasked with purchasing needs and wants such as housing, utilities, transportation, clothing, food and other everyday expenses.

Within an hour and a half, students had made major life purchases and the stress of balancing a budget had set in.

The true cost of things they see and use every day were eye-opening for many.

Some students even had to go back to booths to return their original choices and make new decisions better suited for their budget.


At the end of it all, the students enjoyed the interactive experience and had gained new knowledge to take away with them as they are preparing for their own real world.

For more information on the Reality Fair, or to inquire on the Credit Union’s financial education program, contact HFS FCU at 930-1400 or email

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