Leaky roof? Dripping pipes? Wood Rot? Termites? Need a ramp?
Leaky roof? Dripping pipes? Wood Rot? Termites? Need a ramp?
Habitat for Humanity has funds to repair dilapidated low-income rural homes.
Applicants must own and occupy the home, have income and assets not exceeding USDA Very Low Income guidelines for Hawaii County, have owned and occupied the home for at least a year before applying, have equity sufficient to cover the cost of repairs and be able to repay the no-interest loan over 20 years.
The dwelling must be a legal structure located in a rural area (anywhere on island except Hilo) and have defects that pose a health or safety hazard to occupants or be in need of improvements to improve accessibility for a handicapped household member.
Assistance is in the form of a no-interest loan repaid over 20 years. Repairs are performed by a licensed general contractor hired by the homeowner. The loan is secured by a mortgage and promissory note.
The program is funded by federal USDA Rural Development and Habitat for Humanity Hawaii Island and is being carried out as part Habitat’s mission to provide safe, accessible affordable housing in Hawaii County.
The Rural Housing Preservation program is an equal opportunity program guided by regulations of USDA Rural Development and Habitat for Humanity International.
Discrimination on the basis of race, color, religion, ancestry/national origin, sex, physical or mental disability, marital status, age or HIV infection is prohibited by federal law and Habitat policy.
For more information or to apply, call Mary Finley at 967-7230.
Funding is limited and there is a time limit to complete repairs.